Live Oak Bancshares, Inc. (LOB)

Data as of Oct 28, 2026, from SEC Form 4 filings.

Net insider selling (90d)Watch LOB

See up to 3 months of LOB. The 7-day demo opens the 1M and 3M ranges and puts LOB on your watchlist.

Latest LOB insider trades

Gregory W. Seward - Officer
Open-market sale$159K

About Live Oak Bancshares, Inc. (LOB)

Live Oak Bancshares, Inc. is an SEC registrant, filing under CIK 0001462120, classified as state commercial banks. We track it alongside the rest of the Financials sector.

Sector: Financials

SEC filings for LOB on EDGAR

LOB Form 4 activity by transaction type, last 90 days

Form 4 transaction type	Transactions	Shares	Total value
Open-market sale	20	125,554	$5.07M
Grant or award	1	4,620
Option exercise	10	244,672

LOB insider transactions (Form 4)

111 Form 4 filings on record, the earliest from Oct 31, 2024, newest first. Filing history page 1 of 3.

Traded	Insider	Transaction	Security	Shares	Price	Value
Oct 26, 2026	Gregory W. Seward - Officer	Open-market sale	Voting Common Stock	4,514	$35.26^{footnote F2}	$159K
Oct 26, 2026	Gregory W. Seward - Officer	Open-market sale	Voting Common Stock	486	$35.77^{footnote F3}	$17K
Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $34.67 to $35.58. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR Footnote F3 (price): This transaction was executed in multiple trades at prices ranging from $35.73 to $35.82. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Sep 9, 2026	James S. Mahan III - Officer	Open-market sale	Voting Common Stock	10,000	$38.63^{footnote F2}	$386K
Sep 10, 2026	James S. Mahan III - Officer	Open-market sale	Voting Common Stock	10,000	$38.75^{footnote F3}	$387K
Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $38.255 to $39.08. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR Footnote F3 (price): This transaction was executed in multiple trades at prices ranging from $38.35 to $39.08. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Sep 3, 2026	William L. Williams III - Director	Open-market sale	Voting Common Stock	6,590	$40.09^{footnote F2}	$264K
Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $40.09 to $40.1850. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Sep 3, 2026	James S. Mahan III - Officer	Open-market sale	Voting Common Stock	10,000	$39.75^{footnote F2}	$397K
Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $39.54 to $40.17. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Sep 3, 2026	Tonya Williams Bradford - Director	Open-market sale	Voting Common Stock	1,600	$39.89	$64K
Sep 2, 2026	William L. Williams III - Director	Open-market sale	Voting Common Stock	1,810	$40.00^{footnote F2}	$72K
Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $40.00 to $40.01. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Sep 2, 2026	James S. Mahan III - Officer	Open-market sale	Voting Common Stock	9,742	$39.53^{footnote F2}	$385K
Sep 2, 2026	James S. Mahan III - Officer	Open-market sale	Voting Common Stock	258	$39.88^{footnote F3}	$10K
Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $35.855 to $39.79. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR Footnote F3 (price): This transaction was executed in multiple trades at prices ranging from $39.84 to $39.975. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Aug 26, 2026	James S. Mahan III - Officer	Open-market sale	Voting Common Stock	10,000	$39.99^{footnote F2}	$400K
Aug 27, 2026	James S. Mahan III - Officer	Open-market sale	Voting Common Stock	10,000	$39.66^{footnote F3}	$397K
Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $39.86 to $40.12. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR Footnote F3 (price): This transaction was executed in multiple trades at prices ranging from $39.10 to $39.95. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Aug 25, 2026	William C. Losch III - Officer	Option exercise	Voting Common Stock	50,000	-^{footnote F1}	-
Aug 25, 2026	William C. Losch III - Officer	Tax withholding / forfeiture	Voting Common Stock	22,221	$39.99	$889K
Aug 25, 2026	William C. Losch III - Officer	Option exercise	Restricted Stock Units	50,000	$0.00	-
Footnote F1 (price): Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.
Aug 19, 2026	James S. Mahan III - Officer	Open-market sale	Voting Common Stock	8,002	$41.05^{footnote F2}	$328K
Aug 19, 2026	James S. Mahan III - Officer	Open-market sale	Voting Common Stock	1,998	$41.97^{footnote F3}	$84K
Aug 20, 2026	James S. Mahan III - Officer	Open-market sale	Voting Common Stock	10,000	$40.53^{footnote F4}	$405K
Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $40.785 to $41.75. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR Footnote F3 (price): This transaction was executed in multiple trades at prices ranging from $41.77 to $42.6624. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR Footnote F4 (price): This transaction was executed in multiple trades at prices ranging from $40.20 to $40.8137. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Aug 19, 2026	Michael Cairns - Officer	Option exercise	Voting Common Stock	2,420	-^{footnote F1}	-
Aug 19, 2026	Michael Cairns - Officer	Tax withholding / forfeiture	Voting Common Stock	1,076	$40.89	$44K
Aug 19, 2026	Michael Cairns - Officer	Option exercise	Restricted Stock Units	2,420	$0.00	-
Footnote F1 (price): Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.
Aug 18, 2026	Walter J. Phifer - Officer	Option exercise	Voting Common Stock	2,916	-^{footnote F1}	-
Aug 18, 2026	Walter J. Phifer - Officer	Tax withholding / forfeiture	Voting Common Stock	1,296	$42.60	$55K
Aug 18, 2026	Walter J. Phifer - Officer	Option exercise	Restricted Stock Units	2,916	$0.00	-
Footnote F1 (price): Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.
Aug 17, 2026	Matthew S. Diffley - Officer	Grant or award	Restricted Stock Units	4,620	$0.00	-
Aug 12, 2026	James S. Mahan III - Officer	Open-market sale	Voting Common Stock	10,000	$42.75^{footnote F2}	$427K
Aug 13, 2026	James S. Mahan III - Officer	Open-market sale	Voting Common Stock	10,000	$43.10^{footnote F3}	$431K
Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $42.395 to $42.97. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR Footnote F3 (price): This transaction was executed in multiple trades at prices ranging from $42.895 to $43.39. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Aug 10, 2026	William C. Losch III - Officer	Option exercise	Voting Common Stock	42,000	-^{footnote F1}	-
Aug 10, 2026	William C. Losch III - Officer	Tax withholding / forfeiture	Voting Common Stock	18,665	$42.23	$788K
Aug 10, 2026	William C. Losch III - Officer	Option exercise	Restricted Stock Units	42,000	$0.00	-
Footnote F1 (price): Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.
Aug 10, 2026	Renato Derraik - Officer	Option exercise	Voting Common Stock	25,000	-^{footnote F1}	-
Aug 10, 2026	Renato Derraik - Officer	Tax withholding / forfeiture	Voting Common Stock	11,111	$42.23	$469K
Aug 10, 2026	Renato Derraik - Officer	Option exercise	Restricted Stock Units	25,000	$0.00	-
Footnote F1 (price): Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.
Aug 3, 2026	William L. Williams III - Director	Open-market sale	Voting Common Stock	8,400	$43.08^{footnote F2}	$362K
Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $42.56 to $43.40. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Aug 4, 2026	Courtney Spencer - Officer	Open-market sale	Voting Common Stock	153.8	$43.68	$7K
Aug 4, 2026	David G. Lucht - Director	Open-market sale	Voting Common Stock	2,000	$44.36^{footnote F1}	$89K
Footnote F1 (price): This transaction was executed in multiple trades at prices ranging from $44.18 to $44.38. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Jul 28, 2026	Mark Michael Moroz - Officer	Open-market sale	Voting Common Stock	6,100	$42.08^{footnote F1}	$257K
Footnote F1 (price): This transaction was executed in multiple trades at prices ranging from $42.01 to $42.18. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Jul 27, 2026	David G. Lucht - Director	Open-market sale	Voting Common Stock	3,000	$42.13^{footnote F1}	$126K
Footnote F1 (price): This transaction was executed in multiple trades at prices ranging from $42.13 to $42.16. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Jul 1, 2026	William L. Williams III - Director	Open-market sale	Voting Common Stock	2,604	$41.23^{footnote F2}	$107K
Jul 1, 2026	William L. Williams III - Director	Open-market sale	Voting Common Stock	5,796	$41.78^{footnote F3}	$242K
Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $40.655 to $41.62. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR Footnote F3 (price): This transaction was executed in multiple trades at prices ranging from $41.65 to $42.02. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Jun 24, 2026	William L. Williams III - Director	Open-market sale	Voting Common Stock	8,400	$40.05	$336K
Jun 10, 2026	James S. Mahan III - Officer	Open-market sale	Voting Common Stock	9,085	$38.68^{footnote F2}	$351K
Jun 10, 2026	James S. Mahan III - Officer	Open-market sale	Voting Common Stock	915	$39.20^{footnote F3}	$36K
Jun 11, 2026	James S. Mahan III - Officer	Open-market sale	Voting Common Stock	10,000	$38.19^{footnote F4}	$382K
Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $38.15 to $39.14. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR Footnote F3 (price): This transaction was executed in multiple trades at prices ranging from $39.15 to $39.25. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR Footnote F4 (price): This transaction was executed in multiple trades at prices ranging from $37.77 to $38.67 The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Jun 3, 2026	James S. Mahan III - Officer	Open-market sale	Voting Common Stock	9,363	$36.42^{footnote F2}	$341K
Jun 3, 2026	James S. Mahan III - Officer	Open-market sale	Voting Common Stock	637	$37.14^{footnote F3}	$24K
Jun 4, 2026	James S. Mahan III - Officer	Open-market sale	Voting Common Stock	79	$37.65	$3K
Jun 4, 2026	James S. Mahan III - Officer	Open-market sale	Voting Common Stock	9,921	$37.26^{footnote F4}	$370K
Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $36.01 to $36.90. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR Footnote F3 (price): This transaction was executed in multiple trades at prices ranging from $37.13 to $37.28. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR Footnote F4 (price): This transaction was executed in multiple trades at prices ranging from $36.64 to $37.61. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
May 1, 2026	Jeffrey W. Lunsford - Director	Option exercise	Voting Common Stock	1,890	-^{footnote F1}	-
May 1, 2026	Jeffrey W. Lunsford - Director	Option exercise	Restricted Stock Units	1,890	$0.00	-
Footnote F1 (price): Each restricted stock unit represents a contingent right to receive one share of Live Oak Bancshares, Inc. voting common stock.
May 27, 2026	James S. Mahan III - Officer	Open-market sale	Voting Common Stock	10,000	$37.65^{footnote F2}	$377K
May 28, 2026	James S. Mahan III - Officer	Open-market sale	Voting Common Stock	10,000	$37.25^{footnote F3}	$372K
Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $37.40 to $38.22. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR Footnote F3 (price): This transaction was executed in multiple trades at prices ranging from $36.785 to $37.68. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
May 21, 2026	James S. Mahan III - Officer	Open-market sale	Voting Common Stock	6,612	$36.92^{footnote F2}	$244K
May 21, 2026	James S. Mahan III - Officer	Open-market sale	Voting Common Stock	3,388	$37.42^{footnote F3}	$127K
Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $36.37 to $37.3548. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR Footnote F3 (price): This transaction was executed in multiple trades at prices ranging from $37.3569 to $37.49. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
May 19, 2026	Yousef A. Valine - Director	Grant or award	Restricted Stock Units	2,486	$0.00	-
May 19, 2026	Miltom Emmett Petty - Director	Grant or award	Restricted Stock Units	2,486	$0.00	-

Recent LOB Form 8-K filings

Read LOB company news

Oct 21, 2026Item 2.02, 9.01

Read the filing on SEC EDGAR

Oct 20, 2026Item 5.02

Read the filing on SEC EDGAR

Aug 28, 2026Item 8.01

Read the filing on SEC EDGAR

Aug 18, 2026Item 8.01

Recent LOB Form 144 notices of proposed sale

An insider files Form 144 before selling restricted or control stock. It announces a planned sale. If the sale goes ahead, it shows up later on a Form 4.

Filed	Filer	Relationship	Shares	Market value	Notice
Oct 26, 2026	Seward Gregory W	Officer	5,000	$177K	View on EDGAR
Sep 10, 2026	James S. Mahan III	Officer, Director	10,000

LOB insider trading FAQ

What is the latest insider trade for LOB?

Live Oak Bancshares, Inc. (LOB) had 19 insider filings in the last 90 days, with the most recent on 28 October 2026. The full record for LOB runs to 111 Form 4 filings, the earliest from 31 October 2024. InsiderAlpha adds new Form 4, Form 144 and 8-K filings as they arrive from SEC EDGAR.

How many insiders are buying LOB stock?

No insider purchases of LOB were filed in the last 90 days. 4 purchases are on record for this company.

How many insiders are selling LOB stock?

20 insider sales of LOB were filed in the last 90 days, totaling $5.07M.

Where can I see LOB SEC filings (Form 4, 10-K, 10-Q, 8-K)?

This page collects LOB Form 4 insider transactions, Form 144 sale notices and 8-K filings in one place. Annual 10-K and quarterly 10-Q reports live on the company's SEC EDGAR page.

More Financials companies with insider activity

Recent insider filings

The EDGAR links open each original Form 4, so you can check any number on this page against the filing it came from.

Oct 28, 2026 - Gregory W. Seward view on EDGAR
Sep 11, 2026 - James S. Mahan III view on EDGAR
Sep 8, 2026 - William L. Williams III view on EDGAR
Sep 8, 2026 - James S. Mahan III view on EDGAR
Sep 8, 2026 - Tonya Williams Bradford view on EDGAR
Sep 3, 2026 - William L. Williams III view on EDGAR
Sep 3, 2026 - James S. Mahan III view on EDGAR
Aug 28, 2026 - James S. Mahan III view on EDGAR
Aug 26, 2026 - William C. Losch III view on EDGAR

Related companies with recent insider activity

Learn more

Insider selling: signal or noise?: Why most insider sales are routine, and the few patterns worth a second look.
Form 144 vs Form 4: A Form 144 announces a planned sale; the Form 4 reports it after it happens.
Insider activity in Financials: Where LOB's peers are being bought and sold.
Every recent Form 4: The market-wide feed, updated as filings arrive from SEC EDGAR.

Follow LOB with a 7-day demo

LOB on your watchlist
Every LOB Form 4 filing on record
Up to 3 months of LOB price history
The daily trading plan of ranked insider buys, on a delay, with the plan archive

Start 7-day demoCard required. Your card is never charged for the demo.

Form 4 transaction type

Transactions

Total value

Open-market sale

125,554

$5.07M

Grant or award

4,620

Option exercise

244,672

Traded

Insider

Transaction

Security

Price

Value

Oct 26, 2026

Gregory W. Seward - Officer

Open-market sale

Voting Common Stock

4,514

$35.26^{footnote F2}

$159K

Oct 26, 2026

Gregory W. Seward - Officer

Open-market sale

Voting Common Stock

486

$35.77^{footnote F3}

$17K

Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $34.67 to $35.58. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Footnote F3 (price): This transaction was executed in multiple trades at prices ranging from $35.73 to $35.82. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR

Sep 9, 2026

James S. Mahan III - Officer

Open-market sale

Voting Common Stock

10,000

$38.63^{footnote F2}

$386K

Sep 10, 2026

James S. Mahan III - Officer

Open-market sale

Voting Common Stock

10,000

$38.75^{footnote F3}

$387K

Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $38.255 to $39.08. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Footnote F3 (price): This transaction was executed in multiple trades at prices ranging from $38.35 to $39.08. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR

Sep 3, 2026

William L. Williams III - Director

Open-market sale

Voting Common Stock

6,590

$40.09^{footnote F2}

$264K

Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $40.09 to $40.1850. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR

Sep 3, 2026

James S. Mahan III - Officer

Open-market sale

Voting Common Stock

10,000

$39.75^{footnote F2}

$397K

Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $39.54 to $40.17. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR

Sep 3, 2026

Tonya Williams Bradford - Director

Open-market sale

Voting Common Stock

1,600

$39.89

$64K

Sep 2, 2026

William L. Williams III - Director

Open-market sale

Voting Common Stock

1,810

$40.00^{footnote F2}

$72K

Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $40.00 to $40.01. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR

Sep 2, 2026

James S. Mahan III - Officer

Open-market sale

Voting Common Stock

9,742

$39.53^{footnote F2}

$385K

Sep 2, 2026

James S. Mahan III - Officer

Open-market sale

Voting Common Stock

258

$39.88^{footnote F3}

$10K

Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $35.855 to $39.79. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Footnote F3 (price): This transaction was executed in multiple trades at prices ranging from $39.84 to $39.975. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR

Aug 26, 2026

James S. Mahan III - Officer

Open-market sale

Voting Common Stock

10,000

$39.99^{footnote F2}

$400K

Aug 27, 2026

James S. Mahan III - Officer

Open-market sale

Voting Common Stock

10,000

$39.66^{footnote F3}

$397K

Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $39.86 to $40.12. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Footnote F3 (price): This transaction was executed in multiple trades at prices ranging from $39.10 to $39.95. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR

Aug 25, 2026

William C. Losch III - Officer

Option exercise

Voting Common Stock

50,000

-^{footnote F1}

Aug 25, 2026

William C. Losch III - Officer

Tax withholding / forfeiture

Voting Common Stock

22,221

$39.99

$889K

Aug 25, 2026

William C. Losch III - Officer

Option exercise

Restricted Stock Units

50,000

$0.00

Footnote F1 (price): Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

Aug 19, 2026

James S. Mahan III - Officer

Open-market sale

Voting Common Stock

8,002

$41.05^{footnote F2}

$328K

Aug 19, 2026

James S. Mahan III - Officer

Open-market sale

Voting Common Stock

1,998

$41.97^{footnote F3}

$84K

Aug 20, 2026

James S. Mahan III - Officer

Open-market sale

Voting Common Stock

10,000

$40.53^{footnote F4}

$405K

Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $40.785 to $41.75. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Footnote F3 (price): This transaction was executed in multiple trades at prices ranging from $41.77 to $42.6624. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Footnote F4 (price): This transaction was executed in multiple trades at prices ranging from $40.20 to $40.8137. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR

Aug 19, 2026

Michael Cairns - Officer

Option exercise

Voting Common Stock

2,420

-^{footnote F1}

Aug 19, 2026

Michael Cairns - Officer

Tax withholding / forfeiture

Voting Common Stock

1,076

$40.89

$44K

Aug 19, 2026

Michael Cairns - Officer

Option exercise

Restricted Stock Units

2,420

$0.00

Footnote F1 (price): Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

Aug 18, 2026

Walter J. Phifer - Officer

Option exercise

Voting Common Stock

2,916

-^{footnote F1}

Aug 18, 2026

Walter J. Phifer - Officer

Tax withholding / forfeiture

Voting Common Stock

1,296

$42.60

$55K

Aug 18, 2026

Walter J. Phifer - Officer

Option exercise

Restricted Stock Units

2,916

$0.00

Footnote F1 (price): Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

Aug 17, 2026

Matthew S. Diffley - Officer

Grant or award

Restricted Stock Units

4,620

$0.00

Aug 12, 2026

James S. Mahan III - Officer

Open-market sale

Voting Common Stock

10,000

$42.75^{footnote F2}

$427K

Aug 13, 2026

James S. Mahan III - Officer

Open-market sale

Voting Common Stock

10,000

$43.10^{footnote F3}

$431K

Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $42.395 to $42.97. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Footnote F3 (price): This transaction was executed in multiple trades at prices ranging from $42.895 to $43.39. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR

Aug 10, 2026

William C. Losch III - Officer

Option exercise

Voting Common Stock

42,000

-^{footnote F1}

Aug 10, 2026

William C. Losch III - Officer

Tax withholding / forfeiture

Voting Common Stock

18,665

$42.23

$788K

Aug 10, 2026

William C. Losch III - Officer

Option exercise

Restricted Stock Units

42,000

$0.00

Footnote F1 (price): Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

Aug 10, 2026

Renato Derraik - Officer

Option exercise

Voting Common Stock

25,000

-^{footnote F1}

Aug 10, 2026

Renato Derraik - Officer

Tax withholding / forfeiture

Voting Common Stock

11,111

$42.23

$469K

Aug 10, 2026

Renato Derraik - Officer

Option exercise

Restricted Stock Units

25,000

$0.00

Footnote F1 (price): Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

Aug 3, 2026

William L. Williams III - Director

Open-market sale

Voting Common Stock

8,400

$43.08^{footnote F2}

$362K

Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $42.56 to $43.40. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR

Aug 4, 2026

Courtney Spencer - Officer

Open-market sale

Voting Common Stock

153.8

$43.68

$7K

Aug 4, 2026

David G. Lucht - Director

Open-market sale

Voting Common Stock

2,000

$44.36^{footnote F1}

$89K

Footnote F1 (price): This transaction was executed in multiple trades at prices ranging from $44.18 to $44.38. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR

Jul 28, 2026

Mark Michael Moroz - Officer

Open-market sale

Voting Common Stock

6,100

$42.08^{footnote F1}

$257K

Footnote F1 (price): This transaction was executed in multiple trades at prices ranging from $42.01 to $42.18. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR

Jul 27, 2026

David G. Lucht - Director

Open-market sale

Voting Common Stock

3,000

$42.13^{footnote F1}

$126K

Footnote F1 (price): This transaction was executed in multiple trades at prices ranging from $42.13 to $42.16. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR

Jul 1, 2026

William L. Williams III - Director

Open-market sale

Voting Common Stock

2,604

$41.23^{footnote F2}

$107K

Jul 1, 2026

William L. Williams III - Director

Open-market sale

Voting Common Stock

5,796

$41.78^{footnote F3}

$242K

Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $40.655 to $41.62. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Footnote F3 (price): This transaction was executed in multiple trades at prices ranging from $41.65 to $42.02. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR

Jun 24, 2026

William L. Williams III - Director

Open-market sale

Voting Common Stock

8,400

$40.05

$336K

Jun 10, 2026

James S. Mahan III - Officer

Open-market sale

Voting Common Stock

9,085

$38.68^{footnote F2}

$351K

Jun 10, 2026

James S. Mahan III - Officer

Open-market sale

Voting Common Stock

915

$39.20^{footnote F3}

$36K

Jun 11, 2026

James S. Mahan III - Officer

Open-market sale

Voting Common Stock

10,000

$38.19^{footnote F4}

$382K

Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $38.15 to $39.14. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Footnote F3 (price): This transaction was executed in multiple trades at prices ranging from $39.15 to $39.25. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Footnote F4 (price): This transaction was executed in multiple trades at prices ranging from $37.77 to $38.67 The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR

Jun 3, 2026

James S. Mahan III - Officer

Open-market sale

Voting Common Stock

9,363

$36.42^{footnote F2}

$341K

Jun 3, 2026

James S. Mahan III - Officer

Open-market sale

Voting Common Stock

637

$37.14^{footnote F3}

$24K

Jun 4, 2026

James S. Mahan III - Officer

Open-market sale

Voting Common Stock

$37.65

$3K

Jun 4, 2026

James S. Mahan III - Officer

Open-market sale

Voting Common Stock

9,921

$37.26^{footnote F4}

$370K

Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $36.01 to $36.90. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Footnote F3 (price): This transaction was executed in multiple trades at prices ranging from $37.13 to $37.28. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Footnote F4 (price): This transaction was executed in multiple trades at prices ranging from $36.64 to $37.61. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR

May 1, 2026

Jeffrey W. Lunsford - Director

Option exercise

Voting Common Stock

1,890

-^{footnote F1}

May 1, 2026

Jeffrey W. Lunsford - Director

Option exercise

Restricted Stock Units

1,890

$0.00

Footnote F1 (price): Each restricted stock unit represents a contingent right to receive one share of Live Oak Bancshares, Inc. voting common stock.

May 27, 2026

James S. Mahan III - Officer

Open-market sale

Voting Common Stock

10,000

$37.65^{footnote F2}

$377K

May 28, 2026

James S. Mahan III - Officer

Open-market sale

Voting Common Stock

10,000

$37.25^{footnote F3}

$372K

Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $37.40 to $38.22. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Footnote F3 (price): This transaction was executed in multiple trades at prices ranging from $36.785 to $37.68. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR

May 21, 2026

James S. Mahan III - Officer

Open-market sale

Voting Common Stock

6,612

$36.92^{footnote F2}

$244K

May 21, 2026

James S. Mahan III - Officer

Open-market sale

Voting Common Stock

3,388

$37.42^{footnote F3}

$127K

Footnote F2 (price): This transaction was executed in multiple trades at prices ranging from $36.37 to $37.3548. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR
Footnote F3 (price): This transaction was executed in multiple trades at prices ranging from $37.3569 to $37.49. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer… Full note on SEC EDGAR

May 19, 2026

Yousef A. Valine - Director

Grant or award

Restricted Stock Units

2,486

$0.00

May 19, 2026

Miltom Emmett Petty - Director

Grant or award

Restricted Stock Units

2,486

$0.00

Filed

Filer

Relationship

Market value

Notice

Oct 26, 2026

Seward Gregory W

Officer

5,000

$177K

View on EDGAR

Sep 10, 2026

James S. Mahan III

Officer, Director

10,000