ENCORE CAPITAL GROUP INC (ECPG)

Data as of Sep 3, 2026, from SEC Form 4 filings.

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Latest ECPG insider trades

John Yung - Officer
Open-market sale$161K
Jun 11, 2026
John Yung - Officer
Open-market sale$164K
Jun 10, 2026

About ENCORE CAPITAL GROUP INC (ECPG)

ENCORE CAPITAL GROUP INC is an SEC registrant, filing under CIK 0001084961, classified as short-term business credit institutions. It is grouped with Financials companies on this site.

Sector: Financials

SEC filings for ECPG on EDGAR

ECPG Form 4 activity by transaction type, last 90 days

Form 4 transaction type	Transactions	Shares	Total value
Grant or award	2	1,753

Dollar totals cover purchases and sales only (codes P and S). Grants, option exercises, gifts and tax withholding are counted in shares, because none of them is a trade at a market price.

ECPG insider transactions (Form 4)

36 Form 4 filings on record, the earliest from Nov 27, 2024, newest first. Filing history page 1 of 2.

Date	Insider	Transaction	Security	Shares	Price	Value
Sep 1, 2026	Ashwini Gupta - Director	Grant or award	Common Stock	291^{footnote F1}	$93.01	$27K
Footnote F1 (shares): Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will… Full note on SEC EDGAR
Aug 26, 2026	Robert William Beck - Director	Grant or award	Common Stock	1,462^{footnote F1}	$100.15	$146K
Footnote F1 (shares): Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will… Full note on SEC EDGAR
Jun 22, 2026	Richard P. Stovsky - Director	Grant or award	Common Stock	2,144^{footnote F1}	$83.95	$180K
Footnote F1 (shares): Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will… Full note on SEC EDGAR
Jun 22, 2026	Laura Olle - Director	Grant or award	Common Stock	2,144^{footnote F1}	$0.00	-
Footnote F1 (shares): Grant to the reporting person under the 2017 Incentive Award Plan for service on the Board of Directors of Encore Capital Group, Inc.
Jun 22, 2026	Michael P. Monaco - Director	Grant or award	Common Stock	2,144^{footnote F1}	$83.95	$180K
Footnote F1 (shares): Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will… Full note on SEC EDGAR
Jun 22, 2026	A. Knight Angela - Director	Grant or award	Common Stock	2,144^{footnote F1}	$83.95	$180K
Footnote F1 (shares): Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will… Full note on SEC EDGAR
Jun 22, 2026	Jeffrey Albert Hilzinger - Director	Grant or award	Common Stock	2,144^{footnote F1}	$83.95	$180K
Footnote F1 (shares): Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will… Full note on SEC EDGAR
Jun 22, 2026	Ashwini Gupta - Director	Grant or award	Common Stock	2,144^{footnote F1}	$83.95	$180K
Footnote F1 (shares): Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will… Full note on SEC EDGAR
Jun 22, 2026	William C. Goings - Director	Grant or award	Common Stock	2,144^{footnote F1}	$83.95	$180K
Footnote F1 (shares): Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will… Full note on SEC EDGAR
Jun 11, 2026	John Yung - Officer	Open-market sale	Common Stock	2,000	$80.51	$161K
Jun 10, 2026	John Yung - Officer	Open-market sale	Common Stock	2,000^{footnote F1}	$82.08	$164K
Footnote F1 (shares): The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 11, 2026. This Rule 10b5-1 trading plan has now been completed.
Jun 9, 2026	Andrew Eric Asch - Officer	Open-market sale	Common Stock	833^{footnote F1}	$80.51^{footnote F2}	$67K
Jun 9, 2026	Andrew Eric Asch - Officer	Open-market sale	Common Stock	6,922^{footnote F1}	$81.52^{footnote F3}	$564K
Jun 9, 2026	Andrew Eric Asch - Officer	Open-market sale	Common Stock	556^{footnote F1}	$82.31^{footnote F4}	$46K
Jun 10, 2026	Andrew Eric Asch - Officer	Open-market sale	Common Stock	774^{footnote F1}	$82.08	$64K
Footnote F1 (shares): The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 10, 2026. This Rule 10b5-1 trading plan has now been completed. Footnote F2 (price): This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $80.24 to $80.82 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange… Full note on SEC EDGAR Footnote F3 (price): This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $81.06 to $81.98 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange… Full note on SEC EDGAR Footnote F4 (price): This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $82.09 to $82.50 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange… Full note on SEC EDGAR
Jun 1, 2026	Ashwini Gupta - Director	Grant or award	Common Stock	340^{footnote F1}	$78.56	$27K
Footnote F1 (shares): Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will… Full note on SEC EDGAR
Mar 9, 2026	John Yung - Officer	Grant or award	Common Stock	2,310^{footnote F2}	$0.00	-
Mar 9, 2026	John Yung - Officer	Grant or award	Common Stock	4,896^{footnote F3}	$0.00	-
Mar 9, 2026	John Yung - Officer	Tax withholding / forfeiture	Common Stock	5,677^{footnote F4}	$68.19	$387K
Mar 9, 2026	John Yung - Officer	Grant or award	Common Stock	8,432^{footnote F1}	$0.00	-
Footnote F1 (shares): Grant to the reporting person on March 9, 2026 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2027… Full note on SEC EDGAR Footnote F2 (shares): Represents shares issued in connection with the vesting of performance stock units based upon the achievement of performance targets. Footnote F3 (shares): Represents performance stock units granted on March 9, 2025 under the Encore Capital Group, Inc. 2017 Incentive Award Plan for which performance conditions have been satisfied. These performance stock units vest on March 9, 2028. Footnote F4 (shares): Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.
Mar 9, 2026	Ryan B. Bell - Officer	Tax withholding / forfeiture	Common Stock	7,899^{footnote F4}	$68.19	$539K
Mar 9, 2026	Ryan B. Bell - Officer	Grant or award	Common Stock	9,165^{footnote F1}	$0.00	-
Mar 9, 2026	Ryan B. Bell - Officer	Grant or award	Common Stock	4,133^{footnote F2}	$0.00	-
Mar 9, 2026	Ryan B. Bell - Officer	Grant or award	Common Stock	5,130^{footnote F3}	$0.00	-
Footnote F1 (shares): Grant to the reporting person on March 9, 2026 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2027… Full note on SEC EDGAR Footnote F2 (shares): Represents shares issued in connection with the vesting of performance stock units based upon the achievement of performance targets. Footnote F3 (shares): Represents performance stock units granted on March 9, 2025 under the Encore Capital Group, Inc. 2017 Incentive Award Plan for which performance conditions have been satisfied. These performance stock units vest on March 9, 2028. Footnote F4 (shares): Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.
Mar 9, 2026	Andrew Eric Asch - Officer	Grant or award	Common Stock	2,914^{footnote F3}	$0.00	-
Mar 9, 2026	Andrew Eric Asch - Officer	Tax withholding / forfeiture	Common Stock	4,068^{footnote F4}	$68.19	$277K
Mar 9, 2026	Andrew Eric Asch - Officer	Grant or award	Common Stock	5,682^{footnote F1}	$0.00	-
Mar 9, 2026	Andrew Eric Asch - Officer	Grant or award	Common Stock	1,945^{footnote F2}	$0.00	-
Footnote F1 (shares): Grant to the reporting person on March 9, 2026 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2027… Full note on SEC EDGAR Footnote F2 (shares): Represents shares issued in connection with the vesting of performance stock units based upon the achievement of performance targets. Footnote F3 (shares): Represents performance stock units granted on March 9, 2025 under the Encore Capital Group, Inc. 2017 Incentive Award Plan for which performance conditions have been satisfied. These performance stock units vest on March 9, 2028. Footnote F4 (shares): Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.
Mar 9, 2026	Tomas Cruz Hernanz - Officer	Grant or award	Common Stock	8,065^{footnote F1}	$0.00	-
Mar 9, 2026	Tomas Cruz Hernanz - Officer	Grant or award	Common Stock	4,430^{footnote F2}	$0.00	-
Mar 9, 2026	Tomas Cruz Hernanz - Officer	Tax withholding / forfeiture	Common Stock	4,148^{footnote F3}	$68.19	$283K
Footnote F1 (shares): Grant to the reporting person on March 9, 2026 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2027… Full note on SEC EDGAR Footnote F2 (shares): Represents performance stock units granted on March 9, 2025 under the Encore Capital Group, Inc. 2017 Incentive Award Plan for which performance conditions have been satisfied. These performance stock units vest on March 9, 2028. Footnote F3 (shares): Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.
Mar 9, 2026	Ashish Masih - Officer	Grant or award	Common Stock	14,105^{footnote F2}	$0.00	-
Mar 9, 2026	Ashish Masih - Officer	Grant or award	Common Stock	15,576^{footnote F3}	$0.00	-
Mar 9, 2026	Ashish Masih - Officer	Tax withholding / forfeiture	Common Stock	25,658^{footnote F4}	$68.19	$1.75M
Mar 9, 2026	Ashish Masih - Officer	Grant or award	Common Stock	31,009^{footnote F1}	$0.00	-
Footnote F1 (shares): Grant to the reporting person on March 9, 2026 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2027… Full note on SEC EDGAR Footnote F2 (shares): Represents shares issued in connection with the vesting of performance stock units based upon the achievement of performance targets. Footnote F3 (shares): Represents performance stock units granted on March 9, 2025 under the Encore Capital Group, Inc. 2017 Incentive Award Plan for which performance conditions have been satisfied. These performance stock units vest on March 9, 2028. Footnote F4 (shares): Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.
Mar 2, 2026	Ryan B. Bell - Officer	Open-market sale	Common Stock	1,466	$70.07^{footnote F2}	$103K
Mar 2, 2026	Ryan B. Bell - Officer	Open-market sale	Common Stock	3,603	$69.44^{footnote F3}	$250K
Mar 2, 2026	Ryan B. Bell - Officer	Open-market sale	Common Stock	1,500	$68.12^{footnote F4}	$102K
Mar 2, 2026	Ryan B. Bell - Officer	Open-market sale	Common Stock	671	$66.69^{footnote F5}	$45K
Mar 3, 2026	Ryan B. Bell - Officer	Open-market sale	Common Stock	260	$68.62	$18K
Footnote F2 (price): This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $70.00 to $70.20 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange… Full note on SEC EDGAR Footnote F3 (price): This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $68.99 to $ 69.92 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange… Full note on SEC EDGAR Footnote F4 (price): This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $67.82 to $68.38 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange… Full note on SEC EDGAR Footnote F5 (price): This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $66.55 to $67.23 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange… Full note on SEC EDGAR
Mar 1, 2026	Ashwini Gupta - Director	Grant or award	Common Stock	347^{footnote F1}	$68.29	$24K
Footnote F1 (shares): Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will… Full note on SEC EDGAR
Dec 3, 2025	Laura Olle - Director	Open-market sale	Common Stock	1,423	$52.79	$75K
Dec 1, 2025	Ashwini Gupta - Director	Grant or award	Common Stock	448^{footnote F1}	$52.95	$24K
Footnote F1 (shares): Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will… Full note on SEC EDGAR
Nov 26, 2025	John Yung - Officer	Open-market sale	Common Stock	1,000	$52.00	$52K
Nov 6, 2025	Ryan B. Bell - Officer	Open-market sale	Common Stock	5,000	$50.00	$250K
Nov 6, 2025	John Yung - Officer	Open-market sale	Common Stock	5,000	$50.00	$250K
Sep 1, 2025	Ashwini Gupta - Director	Grant or award	Common Stock	657	$41.84	$27K
Jun 13, 2025	Richard P. Stovsky - Director	Grant or award	Common Stock	4,066	$38.12	$155K
Jun 13, 2025	Laura Olle - Director	Grant or award	Common Stock	4,066	$0.00	-
Jun 13, 2025	A. Knight Angela - Director	Grant or award	Common Stock	4,066	$38.12	$155K
Jun 13, 2025	Jeffrey Albert Hilzinger - Director	Grant or award	Common Stock	4,066	$38.12	$155K
Jun 13, 2025	Ashwini Gupta - Director	Grant or award	Common Stock	4,066	$38.12	$155K

Recent ECPG Form 8-K filings

Read ECPG company news

Aug 19, 2026Item 5.02, 9.01

Read the filing on SEC EDGAR

Aug 5, 2026Item 2.02, 9.01

Read the filing on SEC EDGAR

Jul 22, 2026Item 7.01, 8.01, 9.01

Read the filing on SEC EDGAR

Jun 16, 2026Item 5.02, 5.03, 5.07, 9.01

Recent ECPG Form 144 notices of proposed sale

An insider files Form 144 before selling restricted or control stock. It announces a planned sale. If the sale goes ahead, it shows up later on a Form 4.

Filed	Filer	Relationship	Shares	Market value	Notice
Aug 20, 2026	WENDY HANNAM	Director	7,895	$786K	View on EDGAR
Jul 7, 2026	-	-	-	-

ECPG insider trading FAQ

What is the latest insider trade for ECPG?

ENCORE CAPITAL GROUP INC (ECPG) had 2 insider filings in the last 90 days, with the most recent on 2026-09-03. The full record for ECPG runs to 36 Form 4 filings, the earliest from 2024-11-27. InsiderAlpha adds new Form 4, Form 144 and 8-K filings as they arrive from SEC EDGAR.

How many insiders are buying ECPG stock?

No insider purchases of ECPG were filed in the last 90 days.

How many insiders are selling ECPG stock?

No insider sales of ECPG were filed in the last 90 days. 16 sales are on record for this company.

Where can I see ECPG SEC filings (Form 4, 10-K, 10-Q, 8-K)?

This page collects ECPG Form 4 insider transactions, Form 144 sale notices and 8-K filings in one place. Annual 10-K and quarterly 10-Q reports live on the company's SEC EDGAR page.

More Financials companies with insider activity

Recent insider filings

The EDGAR links open each original Form 4, so you can check any number on this page against the filing it came from.

Sep 3, 2026 - Ashwini Gupta view on EDGAR
Aug 27, 2026 - Robert William Beck view on EDGAR
Jun 23, 2026 - Richard P. Stovsky view on EDGAR
Jun 23, 2026 - Laura Olle view on EDGAR
Jun 23, 2026 - Michael P. Monaco view on EDGAR
Jun 23, 2026 - A. Knight Angela view on EDGAR
Jun 23, 2026 - Jeffrey Albert Hilzinger view on EDGAR
Jun 23, 2026 - Ashwini Gupta view on EDGAR
Jun 23, 2026 - William C. Goings view on EDGAR

Related companies with recent insider activity

Learn more

What the Form 4 transaction codes mean: Grants, option exercises, gifts and tax withholding are not trades on the market. The codes say which is which.
Form 144 vs Form 4: A Form 144 announces a planned sale; the Form 4 reports it after it happens.
Insider activity in Financials: Where ECPG's peers are being bought and sold.
Every recent Form 4: The market-wide feed, updated as filings arrive from SEC EDGAR.

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Form 4 transaction type

Transactions

Total value

Grant or award

1,753

Date

Insider

Transaction

Security

Price

Value

Sep 1, 2026

Ashwini Gupta - Director

Grant or award

Common Stock

291^{footnote F1}

$93.01

$27K

Footnote F1 (shares): Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will… Full note on SEC EDGAR

Aug 26, 2026

Robert William Beck - Director

Grant or award

Common Stock

1,462^{footnote F1}

$100.15

$146K

Footnote F1 (shares): Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will… Full note on SEC EDGAR

Jun 22, 2026

Richard P. Stovsky - Director

Grant or award

Common Stock

2,144^{footnote F1}

$83.95

$180K

Footnote F1 (shares): Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will… Full note on SEC EDGAR

Jun 22, 2026

Laura Olle - Director

Grant or award

Common Stock

2,144^{footnote F1}

$0.00

Footnote F1 (shares): Grant to the reporting person under the 2017 Incentive Award Plan for service on the Board of Directors of Encore Capital Group, Inc.

Jun 22, 2026

Michael P. Monaco - Director

Grant or award

Common Stock

2,144^{footnote F1}

$83.95

$180K

Footnote F1 (shares): Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will… Full note on SEC EDGAR

Jun 22, 2026

A. Knight Angela - Director

Grant or award

Common Stock

2,144^{footnote F1}

$83.95

$180K

Footnote F1 (shares): Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will… Full note on SEC EDGAR

Jun 22, 2026

Jeffrey Albert Hilzinger - Director

Grant or award

Common Stock

2,144^{footnote F1}

$83.95

$180K

Footnote F1 (shares): Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will… Full note on SEC EDGAR

Jun 22, 2026

Ashwini Gupta - Director

Grant or award

Common Stock

2,144^{footnote F1}

$83.95

$180K

Footnote F1 (shares): Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will… Full note on SEC EDGAR

Jun 22, 2026

William C. Goings - Director

Grant or award

Common Stock

2,144^{footnote F1}

$83.95

$180K

Footnote F1 (shares): Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will… Full note on SEC EDGAR

Jun 11, 2026

John Yung - Officer

Open-market sale

Common Stock

2,000

$80.51

$161K

Jun 10, 2026

John Yung - Officer

Open-market sale

Common Stock

2,000^{footnote F1}

$82.08

$164K

Footnote F1 (shares): The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 11, 2026. This Rule 10b5-1 trading plan has now been completed.

Jun 9, 2026

Andrew Eric Asch - Officer

Open-market sale

Common Stock

833^{footnote F1}

$80.51^{footnote F2}

$67K

Jun 9, 2026

Andrew Eric Asch - Officer

Open-market sale

Common Stock

6,922^{footnote F1}

$81.52^{footnote F3}

$564K

Jun 9, 2026

Andrew Eric Asch - Officer

Open-market sale

Common Stock

556^{footnote F1}

$82.31^{footnote F4}

$46K

Jun 10, 2026

Andrew Eric Asch - Officer

Open-market sale

Common Stock

774^{footnote F1}

$82.08

$64K

Footnote F1 (shares): The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 10, 2026. This Rule 10b5-1 trading plan has now been completed.
Footnote F2 (price): This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $80.24 to $80.82 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange… Full note on SEC EDGAR
Footnote F3 (price): This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $81.06 to $81.98 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange… Full note on SEC EDGAR
Footnote F4 (price): This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $82.09 to $82.50 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange… Full note on SEC EDGAR

Jun 1, 2026

Ashwini Gupta - Director

Grant or award

Common Stock

340^{footnote F1}

$78.56

$27K

Footnote F1 (shares): Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will… Full note on SEC EDGAR

Mar 9, 2026

John Yung - Officer

Grant or award

Common Stock

2,310^{footnote F2}

$0.00

Mar 9, 2026

John Yung - Officer

Grant or award

Common Stock

4,896^{footnote F3}

$0.00

Mar 9, 2026

John Yung - Officer

Tax withholding / forfeiture

Common Stock

5,677^{footnote F4}

$68.19

$387K

Mar 9, 2026

John Yung - Officer

Grant or award

Common Stock

8,432^{footnote F1}

$0.00

Footnote F1 (shares): Grant to the reporting person on March 9, 2026 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2027… Full note on SEC EDGAR
Footnote F2 (shares): Represents shares issued in connection with the vesting of performance stock units based upon the achievement of performance targets.
Footnote F3 (shares): Represents performance stock units granted on March 9, 2025 under the Encore Capital Group, Inc. 2017 Incentive Award Plan for which performance conditions have been satisfied. These performance stock units vest on March 9, 2028.
Footnote F4 (shares): Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

Mar 9, 2026

Ryan B. Bell - Officer

Tax withholding / forfeiture

Common Stock

7,899^{footnote F4}

$68.19

$539K

Mar 9, 2026

Ryan B. Bell - Officer

Grant or award

Common Stock

9,165^{footnote F1}

$0.00

Mar 9, 2026

Ryan B. Bell - Officer

Grant or award

Common Stock

4,133^{footnote F2}

$0.00

Mar 9, 2026

Ryan B. Bell - Officer

Grant or award

Common Stock

5,130^{footnote F3}

$0.00

Footnote F1 (shares): Grant to the reporting person on March 9, 2026 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2027… Full note on SEC EDGAR
Footnote F2 (shares): Represents shares issued in connection with the vesting of performance stock units based upon the achievement of performance targets.
Footnote F3 (shares): Represents performance stock units granted on March 9, 2025 under the Encore Capital Group, Inc. 2017 Incentive Award Plan for which performance conditions have been satisfied. These performance stock units vest on March 9, 2028.
Footnote F4 (shares): Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

Mar 9, 2026

Andrew Eric Asch - Officer

Grant or award

Common Stock

2,914^{footnote F3}

$0.00

Mar 9, 2026

Andrew Eric Asch - Officer

Tax withholding / forfeiture

Common Stock

4,068^{footnote F4}

$68.19

$277K

Mar 9, 2026

Andrew Eric Asch - Officer

Grant or award

Common Stock

5,682^{footnote F1}

$0.00

Mar 9, 2026

Andrew Eric Asch - Officer

Grant or award

Common Stock

1,945^{footnote F2}

$0.00

Footnote F1 (shares): Grant to the reporting person on March 9, 2026 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2027… Full note on SEC EDGAR
Footnote F2 (shares): Represents shares issued in connection with the vesting of performance stock units based upon the achievement of performance targets.
Footnote F3 (shares): Represents performance stock units granted on March 9, 2025 under the Encore Capital Group, Inc. 2017 Incentive Award Plan for which performance conditions have been satisfied. These performance stock units vest on March 9, 2028.
Footnote F4 (shares): Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

Mar 9, 2026

Tomas Cruz Hernanz - Officer

Grant or award

Common Stock

8,065^{footnote F1}

$0.00

Mar 9, 2026

Tomas Cruz Hernanz - Officer

Grant or award

Common Stock

4,430^{footnote F2}

$0.00

Mar 9, 2026

Tomas Cruz Hernanz - Officer

Tax withholding / forfeiture

Common Stock

4,148^{footnote F3}

$68.19

$283K

Footnote F1 (shares): Grant to the reporting person on March 9, 2026 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2027… Full note on SEC EDGAR
Footnote F2 (shares): Represents performance stock units granted on March 9, 2025 under the Encore Capital Group, Inc. 2017 Incentive Award Plan for which performance conditions have been satisfied. These performance stock units vest on March 9, 2028.
Footnote F3 (shares): Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

Mar 9, 2026

Ashish Masih - Officer

Grant or award

Common Stock

14,105^{footnote F2}

$0.00

Mar 9, 2026

Ashish Masih - Officer

Grant or award

Common Stock

15,576^{footnote F3}

$0.00

Mar 9, 2026

Ashish Masih - Officer

Tax withholding / forfeiture

Common Stock

25,658^{footnote F4}

$68.19

$1.75M

Mar 9, 2026

Ashish Masih - Officer

Grant or award

Common Stock

31,009^{footnote F1}

$0.00

Footnote F1 (shares): Grant to the reporting person on March 9, 2026 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2027… Full note on SEC EDGAR
Footnote F2 (shares): Represents shares issued in connection with the vesting of performance stock units based upon the achievement of performance targets.
Footnote F3 (shares): Represents performance stock units granted on March 9, 2025 under the Encore Capital Group, Inc. 2017 Incentive Award Plan for which performance conditions have been satisfied. These performance stock units vest on March 9, 2028.
Footnote F4 (shares): Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

Mar 2, 2026

Ryan B. Bell - Officer

Open-market sale

Common Stock

1,466

$70.07^{footnote F2}

$103K

Mar 2, 2026

Ryan B. Bell - Officer

Open-market sale

Common Stock

3,603

$69.44^{footnote F3}

$250K

Mar 2, 2026

Ryan B. Bell - Officer

Open-market sale

Common Stock

1,500

$68.12^{footnote F4}

$102K

Mar 2, 2026

Ryan B. Bell - Officer

Open-market sale

Common Stock

671

$66.69^{footnote F5}

$45K

Mar 3, 2026

Ryan B. Bell - Officer

Open-market sale

Common Stock

260

$68.62

$18K

Footnote F2 (price): This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $70.00 to $70.20 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange… Full note on SEC EDGAR
Footnote F3 (price): This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $68.99 to $ 69.92 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange… Full note on SEC EDGAR
Footnote F4 (price): This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $67.82 to $68.38 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange… Full note on SEC EDGAR
Footnote F5 (price): This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $66.55 to $67.23 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange… Full note on SEC EDGAR

Mar 1, 2026

Ashwini Gupta - Director

Grant or award

Common Stock

347^{footnote F1}

$68.29

$24K

Footnote F1 (shares): Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will… Full note on SEC EDGAR

Dec 3, 2025

Laura Olle - Director

Open-market sale

Common Stock

1,423

$52.79

$75K

Dec 1, 2025

Ashwini Gupta - Director

Grant or award

Common Stock

448^{footnote F1}

$52.95

$24K

Footnote F1 (shares): Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will… Full note on SEC EDGAR

Nov 26, 2025

John Yung - Officer

Open-market sale

Common Stock

1,000

$52.00

$52K

Nov 6, 2025

Ryan B. Bell - Officer

Open-market sale

Common Stock

5,000

$50.00

$250K

Nov 6, 2025

John Yung - Officer

Open-market sale

Common Stock

5,000

$50.00

$250K

Sep 1, 2025

Ashwini Gupta - Director

Grant or award

Common Stock

657

$41.84

$27K

Jun 13, 2025

Richard P. Stovsky - Director

Grant or award

Common Stock

4,066

$38.12

$155K

Jun 13, 2025

Laura Olle - Director

Grant or award

Common Stock

4,066

$0.00

Jun 13, 2025

A. Knight Angela - Director

Grant or award

Common Stock

4,066

$38.12

$155K

Jun 13, 2025

Jeffrey Albert Hilzinger - Director

Grant or award

Common Stock

4,066

$38.12

$155K

Jun 13, 2025

Ashwini Gupta - Director

Grant or award

Common Stock

4,066

$38.12

$155K

Filed

Filer

Relationship

Market value

Notice

Aug 20, 2026

WENDY HANNAM

Director

7,895

$786K

View on EDGAR

Jul 7, 2026