Karen K. Carmack - SEC Form 4 Insider Trading Activity
Summary
Updated Aug 3, 2026
Karen K. Carmack has filed 2 SEC Form 4 filings across 1 company in the last 90 days - buying. Lifetime open-market purchases: $99. Historical track record: 1/5 stars across 3 tracked purchases.
Profile
Karen K. Carmack is SVP, Chief HR Officer at FRANKLIN FINANCIAL SERVICES CORP (FRAF). Carmack has reported 6 insider filings with the SEC since 2024. The most recent filing was in June 2026.
| Role | SVP, Chief HR Officer |
|---|---|
| Notability | 34/100 |
Board memberships
- FRANKLIN FINANCIAL SERVICES CORP /PA/
Reported roles
- SVP, Chief HR Officer
Awards & honors
- Chief HR Officer at Franklin Financial Services Corp
Track Record
InsiderAlpha computes a forward-return-based score for every insider with enough Form 4 purchase history. The metrics below reflect realised performance after each tracked open-market purchase.
| InsiderAlpha rating | ★☆☆☆☆ (1/5) |
|---|---|
| Total purchases tracked | 3 |
| Purchases with forward-return data | 3 |
| 30-day win rate | 33% |
| 90-day win rate | 100% |
| Avg 5-day return | -0.66% |
| Avg 30-day return | -4.79% |
| Avg 90-day return | +12.38% |
| Best 30-day return | +4.67% |
Trading Pattern
InsiderAlpha's records for Karen K. Carmack go back to 2024: 7 primary Form 4 filings, an average of 2.3 per year. The typical open-market purchase is $33 (3 buys totaling $99). The largest single buy on record is $34 of FRAF in 2024. No transaction on record carries a Rule 10b5-1 flag - the filings look discretionary rather than pre-scheduled, which makes their timing more informative as a signal.
Career & Filing History
Every role Karen K. Carmack has reported on a Form 4, reconstructed from the filings themselves - reporting insiders must state their relationship to the issuer (officer title, director seat, or 10% ownership) on every filing.
- SVP, Chief HR Officer at FRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF) - 4 filings, 2025 to 2026
- SVP at FRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF) - 3 filings, 2024
Recent Transactions
| Date | Ticker | Company | Code | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 2026-07-30 | FRAF | FRANKLIN FINANCIAL SERVICES CORP /PA/ | F - Tax withholding / forfeiture | 1.2K | $63.99 | $77K |
| 2026-07-30 | FRAF | FRANKLIN FINANCIAL SERVICES CORP /PA/ | M - Option exercise | 2.2K | $34.10 | $77K |
| 2026-07-30 | FRAF | FRANKLIN FINANCIAL SERVICES CORP /PA/ | F - Tax withholding / forfeiture | 1.1K | $63.99 | $68K |
| 2026-07-30 | FRAF | FRANKLIN FINANCIAL SERVICES CORP /PA/ | M - Option exercise | 2.2K | $30.00 | $68K |
| 2026-06-02 | FRAF | FRANKLIN FINANCIAL SERVICES CORP /PA/ | A - Grant or award | 7 | $47.51 | $333 |
| 2026-03-03 | FRAF | FRANKLIN FINANCIAL SERVICES CORP /PA/ | F - Tax withholding / forfeiture | 196 | $51.48 | $10K |
| 2026-03-03 | FRAF | FRANKLIN FINANCIAL SERVICES CORP /PA/ | A - Grant or award | 506 | $0.00 | |
| 2025-07-25 | FRAF | FRANKLIN FINANCIAL SERVICES CORP /PA/ | F - Tax withholding / forfeiture | 1.1K | $42.83 | $48K |
| 2025-07-25 | FRAF | FRANKLIN FINANCIAL SERVICES CORP /PA/ | M - Option exercise | 2.2K | $21.27 | $48K |
| 2024-12-18 | FRAF | FRANKLIN FINANCIAL SERVICES CORP /PA/ | P - Open-market purchase | 1 | $33.00 | $33 |
| 2024-12-18 | FRAF | FRANKLIN FINANCIAL SERVICES CORP /PA/ | F - Tax withholding / forfeiture | 1.3K | $32.98 | $41K |
| 2024-12-05 | FRAF | FRANKLIN FINANCIAL SERVICES CORP /PA/ | P - Open-market purchase | 1 | $33.55 | $34 |
| 2024-11-22 | FRAF | FRANKLIN FINANCIAL SERVICES CORP /PA/ | P - Open-market purchase | 1 | $32.90 | $33 |
Companies - Last 90 Days
- FRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF) - 2 filings, last 2026-07-30
Other Insiders Active in the Same Stocks
Insiders who reported open-market trades at the companies Karen K. Carmack has recently filed at. Multiple unrelated insiders buying the same stock within a short window - cluster buying - has historically been one of the strongest Form 4 signals.
- Gregory I. Snook - $106K of FRAF open-market activity in the last 12 months
- Steven D. Butz - $81K of FRAF open-market activity in the last 12 months
- Scott D. Ehrig - $50K of FRAF open-market activity in the last 12 months
- Charles Benner Carroll Jr. - $48K of FRAF open-market activity in the last 12 months
- Mark R. Hollar - $8K of FRAF open-market activity in the last 12 months
- David M. Long - $6K of FRAF open-market activity in the last 12 months
More Notable Insiders
Other corporate insiders with significant SEC Form 4 track records on InsiderAlpha:
- A. J. Kazimi
- Michael John Kazley
- Kennedy Lewis Investment Holdings II LLC
- KENNEDY LEWIS MANAGEMENT LP
- James M. Kilts
- Richard D. Kinder
- Steven B. Klinsky
- Adam Koppel
Frequently Asked Questions
Who is Karen K. Carmack?
Karen K. Carmack is SVP, Chief HR Officer at FRANKLIN FINANCIAL SERVICES CORP (FRAF). Carmack has reported 6 insider filings with the SEC since 2024. The most recent filing was in June 2026.…
How many SEC Form 4 filings has Karen K. Carmack submitted recently?
2 primary Form 4 filings in the last 90 days, covering 1 company.
Has Karen K. Carmack been buying or selling stock?
Recorded transactions: 3 open-market purchases ($99) and 0 open-market sales across all tracked filings.
How accurate is Karen K. Carmack's historical track record?
Across 3 tracked purchases, Karen K. Carmack averaged -4.8% avg 30-day return with a 33% 30-day win rate. InsiderAlpha rates the track record at 1/5 stars.
Where can I see all of Karen K. Carmack's SEC filings?
All Form 4 filings, transaction values, and 10b5-1 plan flags are listed on this page and updated in real time as new SEC EDGAR filings are processed.
Learn More
Open the live Karen K. Carmack profile on InsiderAlpha for real-time alerts, AI-scored trade ideas, and full transaction history.